An institutional multi-account uniting traditional FIAT (GBP, EUR, USD) with native 1LYFE and GGG cryptocurrencies. Spend anywhere on Earth with one physical or virtual debit card, unlocked with corporate & charity liquidity facilities.
LYFECardholder
NAME •••• 8842
VALID THRU
10/31💡 Tap any rail (1LYFE, GGG, GBP, EUR, USD) to simulate live card priority.
Multi-currency IBANs, 1-card crossover spend for Fiat, 1LYFE & GGG, plus habit yield.
Corporate liquidity lines up to £500k, team expense cards, 0% SWIFT spreads, and ESG ratchets.
Instant 25% Gift Aid liquidity advances, grant bridge loans, zero-loss crypto giving in GGG & 1LYFE.
Safeguarded
CASS 7 Client Money
Card Settlement
1 Card, 5 Currencies
Liquidity Loans
Up to £500k Working Line
Crypto Rails
1LYFE & GGG Native
Whether managing personal wealth, scaling an enterprise, or deploying philanthropic capital, Lyfe eliminates friction between fiat currency and sovereign crypto assets like 1LYFE and GGG.
Carry our flagship Obsidian Metal or Recycled Ocean Plastic card. Pay at 50M+ merchants worldwide with automatic instant conversion between Fiat (GBP, EUR, USD) and cryptocurrencies like 1LYFE and GGG.
Receive salary, payouts, and friend transfers in dedicated local account rails: UK Sort Code, Euro IBAN, and US ACH routing numbers. Connect directly to your sovereign non-custodial Web3 wallet.
Earn high-velocity returns on your positive real-world actions. Unlock instant micro-collateral lines against your 1LYFE and GGG assets to spend fiat without triggering capital gains tax (CGT).
Join 12,000+ early adopters. Seamlessly tap to pay with fiat, 1LYFE, and GGG across 200+ countries.
Eliminate the hassle of selling crypto beforehand. Whether tap-to-paying with your phone or physical Obsidian card, our engine routes transactions seamlessly across Fiat, 1LYFE, and GGG with sub-second finality.
Mastercard / Visa POS • Response: < 320ms
Merchant Charge Request
Any global contactless, chip, or online terminal
1LYFE Token Sweep:(@ £0.0120)1,667 1LYFE (£20.00)
GGG Green Token Sweep:(@ £0.0868)230 GGG (£20.00)Network Gas Fee
£0.00 (Zero)
FX Markup
0.00%
Proof-of-Impact
+0.5% Rebate
Eliminate traditional bureaucratic lending friction. Access programmatic liquidity lines underwritten against verified organisational receivables, audited SORP accounts, and signed grant pledges.
Programmatic credit underwriting & settlement facility
Company logs audited employee volunteering or verified carbon offsets on Lyfe.
£6,494.69
Total Interest: £2,936• No Early Repayment Penalties
1. Legal Standing
Active Companies House registration with minimum 12 months operating track record and verified UBOs.
2. Debt Service Coverage
Demonstrated DSCR >= 1.25x and positive trailing twelve-month operating cash flow across commercial accounts.
3. Facility Collateral
Senior floating charge over corporate receivables or director guarantee for unsecured portions over £150,000.
4. Automated Settlement
Repayments are programmatically swept as a small percentage of daily merchant processing or grant tranches without manual wire friction.
We redesigned the financial architecture from first principles. Test drive 12 real-world breakthroughs engineered specifically to empower Consumers, Businesses, and Charities.
Interactive Prototype Controls
Rounds up card transactions to the nearest £1; auto-splits spare change between a high-yield cash vault (4.5% AER) and micro-donations in GGG and 1LYFE with automated Gift Aid boost.
“Auto-split spare change into high-yield savings & sovereign tokens”
Financial sovereignty requires absolute legal defensibility. Explore how our dual-rail architecture guarantees client asset segregation, regulatory compliance, and institutional solvency.
100% Unleveraged Client Money Ring-Fencing
All consumer, business, and charity fiat funds (GBP, EUR, USD) are held in legally segregated safeguarding accounts at regulated Tier-1 credit institutions pursuant to the Electronic Money Regulations 2011. Your funds are never loaned out, leveraged, or exposed to creditor claims in the event of insolvency.
Institutional Enclave Cold Custody
Our digital asset operations operate under European MiCA (Markets in Crypto-Assets) and UK MLRs 2017 anti-money laundering standards. Crypto assets including 1LYFE and Green Token (GGG) are protected via Multi-Party Computation (MPC) cold storage enclaves, completely segregated from operating capital.
Continuous On-Chain & Off-Chain Monitoring
Dual-engine financial crime prevention combining ComplyAdvantage (sanctions, PEP, and adverse media screening) with Chainalysis KYT for real-time blockchain provenance tracing. Programmatic compliance with FATF Recommendation 16 (Travel Rule) ensures legitimate institutional transfers.
Regulatory Disclosures & Consumer Duty Compliance (FCA FG22/5)
Fiat electronic money accounts and debit card services are provided in partnership with licensed Electronic Money Institutions (EMIs) authorized and regulated by the UK Financial Conduct Authority (FCA) and European Central Bank partner regulators. Customer fiat funds are safeguarded in designated client accounts pursuant to the Electronic Money Regulations 2011 and are not subject to FSCS deposit insurance limits because they are held 100% unencumbered.
Crypto-assets, including 1LYFE and Green Token (GGG), are decentralized digital assets. Crypto-asset values may fluctuate. Lyfe does not provide financial investment advice. Credit facilities and liquidity loans for businesses and charities are subject to formal underwriting, credit checks, and legal execution.
Experience the power of one card across Fiat, 1LYFE, and GGG. Whether scaling an enterprise, empowering a charity, or safeguarding personal wealth, Lyfe is your financial fortress.
